Experienced Senior Mortgage Specialist with a demonstrated history since 1999; of working in the financial services industry. Skilled in Purchases, Refinances, FHA, VA, USDA, Fannie Mae products/Freddie Mac products. I am a Zillow & Trulia Preferred Lender, New Home builder Preferred Lender and/or construction/Land Loans, Rehab Loans, and Credit repair. We also have Non-QM* loan programs available for those 'out-of-the-box' borrowers. I offer mortgage financing in ALL 50 states. Strong professional verbal & listening skills and not afraid to listen to borrowers needs! Just look at my Zillow reviews. They speak from other's experiences utilizing my Mortgage Services. My goal is not just closing your Mortgage- but to have a client relationship for life!